1. Research
We go through three stages of research. We start with emerging market statistics, demographic trends,  the movement of key retailers, Private Mortgage Insurance rates, and other key financial indicators to cast a net of potential areas in which to purchase investment properties. We then investigate purchase prices and rental rates to ensure that new homes can be purchased at current interest rates and be cashflow flat or slightly positive. We personally travel to the regions and inspect developments for quality construction, proximity to city centers, school, shopping, and overall quality of life in the neighborhood. A systematic meta-analysis is performed prior to educating our investors.


2. Investor Education
Rule number one at Rising Tide Investments is Integrity. Before we offer our clients the investment opportunities we find, Rising Tide Investments purchases in the market area first. This front line investing strategy not only has us putting our money where our mouth is, it also ensures that we experience sales transactions with the local professionals we've interviewed and screened. If they do not perform to the standards of excellence we demand for our investors, they are replaced before any of our investors make their purchases. Once assured we have a professional team in place, we educate the Rising Tide community of investors about the homes we have determined to be strong investments and share our complete network of screened professionals. The crucial part of your education will come not only from our group classes, but in our one on one consultations that focus on your own financial situation and goals. No hypothetical scenarios, we will outline your numbers, your time lines, and create a plan for you to be financially set on your terms. To get there we advise you to make the best use of leverage and OPM (Other People's Money).


3. Leveraged Acquisition
We like to grow wealth using as much of other people's money as is practical; namely the banks. That said we don't want to finance so much that the properties are costly to own each month. Down payments, loan types, and the cashflow of properties are covered in detail at your one on one consultation. You can find the delicate balance of owning properties and carrying mortgages that allows you to meet your long term financial goals.


4. Monitor Investment
Utilizing the Client Care Managers makes renting and maintaining your rental properties easy. Property Tracker will keep your rent schedules and mortgage payments orderly. But more than just monitoring each home and mortgage is required to grow your investment portfolio. That is why we will monitor the value of the homes we all invest in and send yearly reports showing value, rents, and loan information. We make it easy to see when you can safely take some winnings off the table and leverage those funds into more wealth generating properties.


5. Financial Freedom
Success with each client is reached when they can sell half the properties they own to pay off the other half and live very well off the monthly cash flow. We use that as our guide, but the funny thing is that in our 20 years of experience, it rarely works that way. By the time we help investors build an empire that enables them to retire, they are so hooked on the simple concept of leveraging money to grow wealth that they want to keep it growing for generations to come.